Image by Markus Spiske

BREWERIES & DISTILLERIES

independent-brewers-association_edited.p

We allow you to focus on profitability and operational demands while we work to reduce your risk, administrative burden and insurance costs.

Types of Breweries & Distilleries We Insure

  • Craft Distilleries

  • Craft Hard Cideries

  • Microbreweries

  • Regional Craft Breweries

  • Distributors

Coverage Highlights

  • Blanket Property Limits

  • Business Interruption

  • Production Equipment

  • Contamination & Adulteration

  • Market Valuation of Stock

  • Environmental Liability

  • Workers' Compensation

  • Product Withdrawal Expense

  • Spoilage

  • Processing Water Extra Expense

  • Dependent Property Loss of Income

  • Liquor Liability

  • Employment Practices Liability

  • Cyber Liability

  • Onsite Consumption Product Liability

  • Much More...

Risk Management Services

  • Contract Reviews

  • Strategic Marketing

  • Claims Advocacy

  • COI Processing & Management

  • Targeted Loss Control

  • Experience Mod. Analysis

  • Hazardous Material Training

  • Employee Safety & Training

  • OSHA Compliance & Reporting

  • HR Assistance & Hotline

  • Fleet & Driver Safety Programs

  • Much More...

RMC-Screen-Shots.png
RMC-logo_edited.png

Claims Scenario:
EQUIPMENT BREAKDOWN

A power surge at a brewery caused an electrical breakdown in their custom-made glycol chiller system. The entire system ended up needing replacement, which resulted in a loss of business income. The brewery also experienced resulting spoilage damage from the loss of the cooling service. The total loss was approximately $35,000 including property damages, spoilage damages and loss of income.

Highlighted Service:
CLAIMS
ADVOCACY

A microbrewery who had been in business for about two years started experiencing rapid growth and with that the need for a larger labor force. Their hiring process at the time was reactionary and without a formalized  job training system. Unfortunately, over the next 8 months the brewery experienced a high frequency of work-related injuries, including: back strains, slip and falls, and eye injuries. These...