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7 Ways Captive Insurance Companies Provide a Competitive Edge

Updated: Oct 25, 2019


Great, quick article that highlights the advantages of joining a group captive. As a general rule of thumb, if your company pays $150,000 or more of combined premium (General Liability, Workers' Compensation, Automobile Liability) and earns a loss ratio of 40% or less most years, you may be a good candidate for this alternative risk financing strategy.



These programs have the ability to:

  • Reduce premium costs by 10-40%

  • Offer dividends based upon claims performance

  • Provide industry specific risk management consulting

  • Increased control of Risk Management Programs

  • Underwriting is based upon individual losses rather than market trends

  • Visit our Alternative Risk Financing page for more details.


Click here to read the full article written by Spring Consulting Group Team >>>

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